Church Donation Software — $0 a Month, 0% Platform Fee
Church giving software should not cost the congregation money to receive money. Cloud Donor Manager is $0 a month with a 0% platform fee — and nothing changes as your congregation grows, because the platform never charges by the contact record.
Every way your people give lands in one place: online giving midweek, in the building on Sunday, and by text during a pulpit appeal — one ledger, not four exports someone matches by hand. It’s built by Host Merchant Services, a payment processor, which is why the software itself carries no platform fee.
Every way your congregation gives, in one place
A congregation spans people who have not carried a checkbook in a decade and people who still want to give in the building on Sunday. Both are covered — 12+ ways to give:
Online
A branded giving page carrying your church's name and colors. Cards, ACH bank transfer, Apple Pay and Google Pay; PayPal, Venmo and Cash App; cryptocurrency. Donate buttons embedded in your own site, or a hosted link shared by email, social, QR code or print.
In the building
Card readers and Tap to Phone, self-serve giving kiosks, and point of sale for the coffee bar — with offline batch capture when the building Wi-Fi drops.
By text
A keyword and short code your members text to give, announced from the pulpit — with the gift and the giver captured automatically.
Sunday's terminal gifts, the kiosk in the lobby, the text gifts and the online gifts reconcile in one place — one ledger, not four exports someone matches by hand.
Text-to-give deserves one more line, because a pulpit appeal is its natural home: your church publishes a keyword and short code, a member texts to give, and both the gift and the giver's record are captured automatically — not an orphaned transaction someone reconciles later. Carrier registration and consent tracking are handled for you; the Text-to-Give page explains how all of it works.
Giving in the sanctuary, the narthex, and at church events
The features behind Cloud Donor Manager name church narthexes as a setting the in-person tools were built for — alongside the fellowship-hall dinner and the fall festival. In-person giving is part of the platform, not a separate vendor to integrate and reconcile.
Countertop and mobile card readers, with contactless tap
Tap to Phone — a staff or volunteer phone becomes the giving device, with no hardware to buy, ship, or lose (no capital purchase to defend to the board)
Self-serve kiosks with preset amount buttons, for the lobby or narthex
Point of sale for the coffee bar, meals, and event add-ons — on the same account and same deposit
Offline batch capture: card gifts keep processing when building Wi-Fi drops mid-service, then settle on reconnect
Receipts texted to the giver's phone at the moment of the gift
The hardware side — readers, kiosks, and what happens when the Wi-Fi dies — has its own deep dive on our in-person donations page.
Designated funds: general offering, building fund, missions, benevolence
The first question every church finance person asks: can a gift be pointed at a specific fund and reported separately? Yes. Givers direct a gift to a specific fund, program or campaign, with a managed fund list behind the scenes — general offering, building fund, missions, and benevolence are the fund names your church creates, and campaign performance reporting follows each one.
General Offering
Building Fund
Missions
Benevolence
Anonymous giving
A member can keep a gift private on receipts and public records — a real need in a congregation, where giving is personal.
Memorial and tribute gifts
A gift in memory after a funeral, with a personal message and the option to notify a loved one that a gift was made in their name.
Givers can cover the fee
Your church turns the option on; the giver decides with a single checkbox at checkout to cover the transaction fee, so their full intended gift reaches your programs.
For regular giving — weekly tithes, monthly commitments, and pledges — see our church tithing software , which is built around exactly that.
One record per giver — gifts, notes, and pastoral history in one place
"Donation software" means tracking, not just collecting. Each giver has a full record in one place — gifts, dates, designations, tributes, interactions, notes and attachments — with global search across all of it, and interaction logging for the pastoral calls and visits that are half the real history. Duplicate records — the top-cited pain point in competing systems, and the first thing a church that has migrated data before will check — are found and merged with a full audit trail.
Givers get their own secure portal too, signing in with a passkey, magic link or password to see their complete giving history and manage their own information — which cuts the church office's "can you resend my receipt?" volume to near zero.
Every completed gift triggers an instant, branded receipt automatically — and household grouping, year-end giving statements and the IRS receipting detail are covered in depth on the church tithing software page.
Volunteers, events, and the rest of what a church runs
Events, auctions and volunteers are included rather than sold as separate add-ons:
Serve-team signup on a public page — no login required, shifts built from templates, rosters managed
Event pages with tickets by type, for the fall banquet or the retreat
Check attendees in at the door from a phone or tablet
Fundraising auctions with real-time bidding — no separate auction vendor, no second list to merge afterward
The volunteer side in full lives on our volunteers and givers in one system page — and the full feature set shows everything else.
What $0 a month actually means
$0 a month, 0% platform fee, and no growth penalty: the price does not rise as the membership roll grows, because the church is never charged by the contact record. That matters more than it sounds — contact-tiered pricing is the most common complaint in this category, with organizations reporting they deliberately do not add contacts to avoid crossing a tier. A church should never be deciding whether a new family is worth a database seat.
Here is the business model, stated plainly enough to repeat to a board: Cloud Donor Manager is built by Host Merchant Services, a payment processor, so the platform is paid for through payment processing rather than a software subscription. Standard card processing applies to gifts — a 0% platform fee is not the same as gifts being free to process — and your church's rate is underwritten to its actual giving volume and average gift size, not set from a software company's flat price sheet. One vendor supplies both the software and the merchant account, so there is no finger-pointing when a batch doesn't settle. The published numbers are on the pricing page.
What Cloud Donor Manager is not
This is giving and donor-management software, not a church management system. It does not track worship attendance, it is not a membership directory, and it does not do service planning, small-group management, or children's check-in. If what your church needs is a ChMS, this is not that product — many churches run a giving platform like this alongside one.
Bringing your giving history with you
Years of giving history in a legacy system or a spreadsheet is the real switching objection, so here is the mechanism: guided CSV import with automatic field mapping, managed migration batches, an import history — and an undo path if something looks wrong after the fact. The undo is the detail that makes starting low-risk.
The church's books keep working alongside it: QuickBooks Online, QuickBooks Desktop and Xero sync, with a public REST API and webhooks for anything custom.
IMPORT
Guided CSV migration
ACCOUNTING
QuickBooks & Xero sync
INTEGRATIONS
REST API & webhooks
Frequently Asked Questions
How much does church donation software from Cloud Donor Manager cost?
$0 a month, with a 0% platform fee and no per-record charge as your congregation grows. Standard card processing applies to gifts, and the rate is quoted to your church based on its actual giving volume.
Can members give by text during a service?
Yes. Your church publishes a keyword and short code, a member texts to give, and the gift and the giver’s record are captured automatically — with carrier registration and consent tracking handled for you.
Can we split giving across funds like the building fund or missions?
Yes. Givers direct a gift to a specific fund, program or campaign from a managed fund list your church creates — general offering, building fund, missions, benevolence — with reporting that follows each fund.
Do givers get tax receipts automatically?
Yes — every completed gift triggers an instant, branded receipt automatically. Year-end giving statements and the full IRS receipting detail are covered.
Can we still take gifts in the building on Sunday?
Yes. Card readers, Tap to Phone, and self-serve kiosks are part of the platform, and offline batch capture keeps card gifts processing when the building Wi-Fi drops — settling when the connection returns.
Is this a church management system?
No. It is giving and donor-management software — no worship attendance, membership directory, service planning, or children’s check-in. Many churches run it alongside a ChMS.
Every way your congregation gives — one ledger, $0 a month
Online, in the building, and by text — collected and tracked in one place, at $0 a month with a 0% platform fee.